India's Simplest Digital Wallet Application &
UPI Payments Platform

Open your free account in 2 minutes. Pay bills, send money, recharge — all in one RBI-licensed app.
Trusted by 10 Lakh+ users.

✓ UPI Payments
✓ Bill Pay
✓ Fund Transfer
✓ Mobile Recharge
✓ AePS Withdrawal
Google Play App Store
Scan to download DigiKhata
DigiKhata mobile application

Get Started with Your
Digital Wallet in 3 Simple Steps

No branch visits. No heavy paperwork. Activate your secure digital
wallet using just your Aadhaar & PAN card in minutes.

1

Download the Application

Get DigiKhata Application free from App Store or Google Play. Works on any Android or iOS device.

2

Complete KYC in 2 Minutes

Quick Aadhaar-based KYC. No photos or physical forms. Verify your identity instantly online to unlock all features.

3

Start Using Instantly

Add money to your account and begin paying bills or making UPI payments instantly.

RBI APPROVED PPI WALLET DEPOSIT CASH UPI WITHOUT BANK ACCOUNT ZERO MINIMUM BALANCE WITHDRAW CASH

Featured
& Regulated By

NPCI
RuPay
Reserve Bank of India
PayPoint
Aadhaar
Times of India

Everything You Need, In
One Application

Built for everyday Indians kirana shops, rural users, students and homemakers.
All financial services. One RBI-licensed Application.

UPI Fund Transfer

UPI Fund Transfer

Send and receive money instantly to any UPI ID or bank account.

Mobile Recharge

Mobile & DTH Recharge

Recharge Jio, Airtel, Vi, BSNL and all DTH providers in seconds.

Cash Deposit

Cash Deposit

Deposit cash using our DigiKhata Kiosk.

RuPay Prepaid Card

Rupay Prepaid Card

Tap and pay anywhere — shops, petrol pumps, metro, online.

Bill Payments

Bill Payments

Electricity, water, gas, broadband and insurance — all in one tap.

Bank Grade Security

Bank-Grade Security

Biometric plus OTP. Toggle UPI on or off anytime from your phone.

All Services,
One Application

From money transfers to insurance — DigiKhata covers
every financial need of every Indian.

Fund Transfer

Fund Transfer

Bill Payments

Bill Payments

Mobile Recharge

Mobile Recharge

Micro ATM AePS

Micro ATM/AePS

PAN Card Service

Pan Card Service

Insurance Service

Insurance Service

Travel Booking

Travel Booking

Loan Service

Loan Service

Hospital

Hospital

FASTag

FASTag

Education

Education

Municipal Services

Municipal Services

Earn Extra Income as a
DigiKhata Retailer

Set up a Digi Kiosk in your shop. Help your local customers access a secure digital wallet without bank account requirements. Offer money transfers, bill payments, and mobile recharges to earn commissions on every transaction.

✓ Zero Investment
✓ ₹10,000+ Monthly Earnings
✓ Free Training
✓ RBI-Licensed Platform
✓ Instant Commission
Become An Agent Commission Structure
DigiKhata Retailer Application

Built for Every Indian

Whether you are a student, homemaker, shop owner or working
professional — DigiKhata works for you.

Kirana Shop Owners

Accept UPI, offer AePS services
and earn commission

Rural / Gramin Users

Aadhaar banking in 28 states
and 8 union territories

Homemakers

Pay bills and recharge
from home easily

DigiKhata for Every Indian

Students

Zero balance account
and UPI instantly

Professionals

Expense management
and UPI in one app

Businesses

B2B payments and enterprise
solutions

See DigiKhata
in Action

Clean, simple and secure. Designed for users of all ages
and digital experience levels with confidence.

DigiKhata Deposit Money
DigiKhata Passbook
DigiKhata Home Screen
DigiKhata UPI Menu
DigiKhata QR Code
DigiKhata QR Code
DigiKhata QR Code

Serving 10 Lakh+ Indians
with Confidence

Trusted by users with a 4.7★★★★★ Play Store rating
from 10,000+ ratings and 50,000+ reviews.

Ashok Kumar

Ashok Kumar

Maharashtra

★★★★★

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!

Asha Pillai

Asha Pillai

Kerala

★★★★★

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!

Customer

Rajesh Kumar

Uttar Pradesh

★★★★★

DigiKhata has made digital payments and everyday financial services much easier for my business. It saves time and helps me serve customers better.

Safe, Secure &
Fully RBI Compliant

Operated by PayPoint India Network Private Limited.
RBI licensed since 2008.

RBI Licensed PPI

PayPoint India PPI Licence Holder

256-bit Encryption

Bank-grade security on all transactions

UIDAI / Aadhaar

Official Aadhaar service provider

NPCI / RuPay

Certified RuPay card issuer

Since 2008

16+ years of financial services

28 States + 8 UTs

Pan-India agent network

Learn & Stay
Informed

Guides, tips and updates on digital payments, UPI and
financial inclusion in India for everyone.

View All Blogs
Digital payments and UPI

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations, and secure online transactions.

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Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations, and secure online transactions.

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UPI digital transactions

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations, and secure online transactions.

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DigiKhata mobile application

Start Your DigiKhata Journey
Today — Free

Join 1 lakh+ Indians using our secure digital wallet application.
Open your account in 2 minutes.
Zero fees, zero minimum balance, and 100% paperless.

Get it on Google Play Download on the App Store
Scan to download DigiKhata

Frequently Asked
Questions

Everything you need to know about DigiKhata — answered simply to help you get started.

View All FAQ’s

Digi Khata is a revolutionary digital financial platform that simplifies your financial operations. It offers various financial services, such as easy fund transfers, bill payments, recharges, and many more, all under one roof. Digi Khata provides the convenience of managing your finances anytime, anywhere.

You can set up your Digi Khata pre-paid account by downloading the app and following the account registration and verification steps.

Download the Digi Khata application, enter your required details, and complete the registration process by following the instructions in the app.

Digi Khata provides customer support to help users with account-related queries, transactions, and application services.

DigiKhata offers digital payment and financial services through its mobile application. Available services may include UPI payments, money transfers, recharges, bill payments, and more.